What is Motorcycle Insurance?
Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver.
Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.
Is Motorcycle Insurance Required?
Motorcycle insurance requirements vary state to state and can often change over the years. In the state of Wisconsin, there is a 25/50/10 minimum requirement all motorcycle riders must meet. This means you need to have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $10,000 of property damage coverage. While these requirements are the minimum, we highly suggest opting in for more coverage to make sure you are properly protected. Keep in mind that failing to carry the proper coverages could result in your license being suspended.
What Does Motorcycle Insurance Cover?
There several different types of motorcycle insurance coverages. Some may be required by law. Others are optional. The main coverages are:
How to Get a Motorcycle Insurance Quote
Getting a motorcycle insurance quote can be easy with Townsend Insurance. If you are a new rider, we can find you some great options to make sure your brand new motorcycle is properly protected. If you already have motorcycle insurance, we can compare your current policy with some of the top insurance companies to find you the best motorcycle insurance coverages at the best possible rates.
Townsend Insurance are your Wisconsin motorcycle insurance experts so contact us today if you'd like to get a motorcycle insurance quote started!
3629 Mormon Coulee Rd
La Crosse, WI 54601
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