What is Boat Insurance?
Boat insurance protects a boat, its owner, and passengers in the event of a loss.
Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.
What Does Boat Insurance Cover?
Do I Need Boat Insurance?
Boat insurance is not required in the state of Wisconsin. However, you still should make sure to insure your boat in the case of any unexpected accidents. In fact, if you are currently financing your vessel, boat insurance may be required by your lender.
Many believe they don't need boat insurance because the boat is technically covered under their homeowners insurance policy. The thing is, a separate boat insurance policy can provide much more specialized protection which can include all of the coverages mentioned above.
In the unfortunate event that you get into an accident, boat insurance can help pay for the damages in a covered event. Without boat insurance, you'll be left to pay for any damages to your boat out of pocket, not to mention damages to another boat or property and any injuries or legal fees.
How Much Does Boat Insurance Cost?
The price of boat insurance can vary state to state. In fact, two people with the same exact boat could have a completely different Wisconsin boat insurance policy based on their boater experience, how often the boat is used, and their individual needs.
How to Get a Boat Insurance Quote
Getting a boat insurance quote can be easy with Townsend Insurance. If you've just purchased a brand new boat, we can find you some great options to make sure your vessel is properly protected. If you already have boat insurance, we can compare your current policy with some of the top insurance companies to find you the best boat insurance coverages at the best possible rates.
Townsend Insurance are your Wisconsin boat insurance experts so contact us today if you'd like to get a boat insurance quote started!
3629 Mormon Coulee Rd
La Crosse, WI 54601
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