What is Car Insurance?
Car insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom.
Auto insurance may also offer financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions. What Does Car Insurance Cover?
Car insurance covers basically six different types of coverages. Some may be required by law. Others are optional. They are:
How much Does Car Insurance Cost?
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Car insurance costs vary state to state but, on average, a typical auto policy in the United States will cost $1,190 per year (or about $99 per month), according to the most recent report from the National Association of Insurance Commissioners (NAIC).
In Wisconsin, car insurance costs an average of $890 per year (or about $74 per month) according to the same NAIC report. Now, if you'd like a more specific answer on how much car insurance will cost you, you'll need to account for the following factors that will most likely affect your car insurance rate:
These are just a few factors that can impact how much your car insurance policy will cost you.
Contact us to learn more about the right car insurance for you.
In Wisconsin, car insurance costs an average of $890 per year (or about $74 per month) according to the same NAIC report. Now, if you'd like a more specific answer on how much car insurance will cost you, you'll need to account for the following factors that will most likely affect your car insurance rate:
- Location or zip code
- Age
- Driving record
- Claims history
- Vehicle type
- Miles driven
- Coverages and deductibles
These are just a few factors that can impact how much your car insurance policy will cost you.
Contact us to learn more about the right car insurance for you.