What is Home Insurance?
Home insurance, also commonly called hazard insurance or homeowner's insurance (and often abbreviated in the US real estate industry as HO1), is a type of property insurance that covers a private residence.
It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
What Does Home Insurance Cover?
Homeowners insurance provides financial protection against property damage and accidents that you may be deemed liable for. Some of the most common coverages on a homeowners policy include property coverages and liability coverages.
What Does Home Insurance NOT Cover?
How to a Get Home Insurance Quote
Getting a home insurance quote can be easy with Townsend Insurance. If you are a first time home buyer, we can find you some great options to make sure your brand new home is properly protected. If you are a current homeowner and already have home insurance, we can compare your current policy with some of the top insurance companies to find you the best coverages at the best possible rates.
Contact us to learn more about the right homeowners insurance for you.
3629 Mormon Coulee Rd
La Crosse, WI 54601
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